Financial Advice without compromise

Financial advice is about helping you make informed decisions about your money. A good financial planner will help you make informed decisions throughout the financial planning process by offering you appropriate solutions to meet your needs.

Good financial advice can only come as a result of fee for service

Equally important is how you pay for the financial advice you receive. Commission based financial advisers typically receive the 4% - 5% entry fee charged by most managed and super funds, some go as far as to charge an additional annual fee and/or fees for a financial plan. Since it’s questionable as to how unbiased a planner’s advice is when some of the options they encounter in providing advice generate them a commission and others don’t, we believe that the only way to truly receive suitable financial advice is to deal with a fee based adviser.

Are the ongoing service fees justified by the service you receive?

At the end of the day, it’s your money, if you feel you are getting value for money, then stick with it, however, if you feel you are not getting value then you could consider enhancing the service you receive with The Wealth Focus Investment Service. Or if you have yet to speak to, or are just looking for a financial planner, our non-aligned advisers allow you to access professional advice withour compromise.

(Remember if you’re not receiving ongoing advice on your existing investments The Wealth Focus Investment Service rebates 100% of the upfront commission/entry fee on nearly all managed and super funds. Transfer your funds into The WF Investment Service using our Fund Broker Nomination form)

Fee for service financial advice refers to paying your adviser or planner an hourly rate for the advice provided. Financial advisers providing a professional service like an accountant or lawyer should charge you on the same basis. This ensures that the advice you receive is the most appropriate to your needs.

This doesn’t mean there isn’t a need for commission based planners in this industry. Investors who can’t afford to pay a fee for service pay through increased commission charges over the life of their investment.

Fee based financial advisers like an accountant or lawyer will need to provide you with a professional ongoing service to keep you as a client.

Fee based planners need you to keep coming back to them for your annual reviews and ongoing service to make an income. Commission based financial planners typically continue to receive an ongoing commission from the product providers regardless of whether they see you ever again.

Financial Advice

Please complete the following brief enquiry form. Upon submission you will be allocated a non-affiliated fee for service financial adviser.

Fill in our 2 step fee for service request form. Step 1 of 2

Please complete the form below for financial advice. A financial planner will contact you within 24 hours.

Please specify the areas of advice you are interested in discussing:
	Protecting your family in the event of death	Saving money towards retirement
	Protecting your income in the event of illness	Tax planning
	Saving for a specific goal other than retirement	Portfolio management & Investment Strategies

		now step 2