Funds Focus

This issue’s Back to Basics looks at a range of investment products which you can use to assist your tax planning and how they can also help you with your investment goals.

There has been a lot of press on margin lending recently. With the recent falls in the market forcing lenders to make margin calls many investors are reconsidering who they use for their margin lending. We look at what margin lending is, how you can use this as part of a tax effective investment strategy and how to

As much as some providers would like you to believe otherwise, it’s not a case of just planting your seed and watching it grow, modern day management is as much about ongoing feeding and nurturing of your crop as it is about finding the right soil conditions and planting your seed.
Ask yourself these questions:
Has this company already produced a crop? And if so, what was the overall return?
Are they a company that was created with the objective of packaging investments for investors, or

End of year planning from NW Advice
Andrew Reeve-Parker,
Director of NW Advice, offers his end of year tax tips
    1. Salary Sacrifice – Direct a portion of your pre-tax salary to superannuation and pay tax at 15% as opposed to your marginal rate of tax which can be up to 46.5%, a potential saving of 31.5%. Sit back and watch the effects of compounding grow your retirement wealth. Effective For: Workers who earn more than $30,000 and have an effective tax rate of 31.5%+ Trap: If you are