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Involuntary Unemployment Insurance
Offer closes 30 June 2009 |Zurich Involuntary Unemployment Insurance is the only redundancy that we’re aware of that is not linked to a loan. Having launched this product in 2008, higher than anticipated claim rates have meant that this product is being withdrawn with effect from 1st July. Applications prior to this date will continue to enjoy cover until the end of the term.Key features:
- Choice of benefit of $3,000 or $5,000 pm
- Term – Applicants can opt for a 1 year or 3 year term
- Premiums from just $8.80 per week – Age & Occupation Dependent
Call us for an immediate quote on 1300 55 98 69 |
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Margin Loan
Offer closes 30 June 2009 | Reduced RateBT Margin Lending allows investors to gear up their investment portfolio, magnifying their growth (or losses) and income returns from their investmentsKey features:
- Tax deductable investment strategy – Investors pre-paying interest for the year ahead can claim a tax deduction against this year’s income.
- High LVRs – BT currently offer some of the highest Margin Lending LVRs.
- Magnifying your returns – Margin lending allows investors to magnify potential increases in the stockmarket recovery.
- Large number of securities available for investors to borrow against (over 600 securities and 2400 managed funds).
- Large established provider – As a subsidiary of Westpac, investors can be re-assured of BT’s financial strength.
- Exclusive low interest rates from 5.75% – Pre-paid options of 6.79% <$500k, 6.29% $500k-$1Mill and 5.75% > $1Mill (includes Wealth Focus rebate).
- Lowest rate featured in our June 09 comparison tables
- Minimum Loan Size: $20,000
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Forestry Investment
Offer closes 30 June 2009 | 100% Upfront Commission RebateFEA Plantations Project 2009 is a tax deductible forestry investment with 5 different options available and investment terms ranging from 13-25 years.Key features:
- 100% tax deduction against this year’s income.
- 100% loan available – Investors can borrow up to 100% Investment Loan with fixed, variable and interest free options.
- Investment term ranges from 13-25 years.
- Early income options – Early thinnings, allow investors to receive an income as early as year 9.
- A proven track record – One of the few agribusiness providers to have provided investor returns.
- Featured provider in the June 09 Newsletter
- Minimum Investment: $3,450 (no GST)
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High Income Investment
Offer closes 30 June 2009 | 2% Additional AllocationCromwell Riverpark Trust is a 7 year fixed term commercial property investment aiming to return an initial 8.25% pa, offering capital growth potential and tax deferred income from the energy efficient Energex Headquarters in Brisbane.Key features:
- 100% tax deferred income forecast for first 4 years
- High rate of rising income 8.25% pa distributions paid monthly from date units are issued, increasing to 8.5% pa upon building practical completion and forecast to increase over the life of the Trust
- 7 year investment term
- 100% committment to lease – 93% with Queensland Goverment owned Energex Limited, 7% with ASX listed FKP Property Group
- Featured provider in the Feb 09 Newsletter
- Minimum Investment: $10,000
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Forestry Investment
Offer closes 30 June 2009 | 8.0% Commission RebateGunns Plantations Woodlot Project 2009 is a tax deductible forestry investment with 3 different investment options available and investment terms ranging from 13-25 years.Key features:
- Investment Options – Investors are able to choose from a range of 3 investment options aiming to produce pulpwood or high value saw logs.
- 100% tax deduction against this year’s income.
- 100% loan available – Investors can borrow up to 100% Investment Loan with fixed, variable and interest free options.
- Short form interest free option – Applications below $300k for 12 month interest free option, can apply without needing to complete a lengthy income and assets form.
- Investment term ranges from 13-25 years.
- Minimum Investment: $7,480 (inc GST)
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Forestry Investment
Offer closes 30 June 2009 | 8.5% Commission RebateWillmott Forests 2009 Forestry Blend is a tax deductible blended forestry investment and an opportunity to participate in the renewable energy market.Key features:
- 100% tax deduction against this year’s income.
- 100% loan available – Investors can borrow up to 100% Investment Loan with fixed, variable and interest free options.
- Investment term ranges from 13-25 years.
- Early income options – Early thinnings, allow investors to receive an income as early as year 9.
- Minimum Investment: $5,500 (inc GST)
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Aquaculture Investment
Offer closes 30 June 2009 | 6.4% Commission RebateArafura Pearls Project 2009 allows investors the opportunity to participate in an established mature and successful Australian industry with high barriers to entry whilst achieving 142% tax deduction on their investment.Key features:
- 142% tax deduction against this year’s income.
- 90% interest free loan available
- Investment term – 7 year investment term.
- Early income – Harvest in year 5 provides investors with an income prior to the end of term.
- Featured provider in the June 09 Newsletter
- Minimum Investment: $13,800 (inc GST)
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| Our phones are open over the weekend, if you wish to discuss any of these investments further, please call us on 1300 559 869. |
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Best regardsSulieman Ravell
Wealth Focus Pty Ltd |
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